We were recently asked the following question: What happens if I am attempting to log in to my Marqeta public sandbox account, and I fat-finger the MFA code (or I don’t receive an MFA code at all)? In other words, how long does it take for the MFA s...
Overview This guide serves to assist clients who need direction on how to manage or collect funds from their downstream small-to-medium sized businesses (SMBs) to fund Program Funding accounts at Marqeta’s issuing bank partners. Currently, programs...
Interactive Voice Response (IVR) allows downstream customers to interact with Marqeta’s backend services through a computer-operated phone system. Some operations that can be achieved with IVR are reporting lost or stolen cards, pin activation, chec...
We recently got a question about whether webhook events are associated with a specific environment. In other words, is there an event type whose webhook events are not triggered in the sandbox, or are all event types supported regardless of the envi...
People often wonder if the card resource has a metadata field, including how it can be used, where it is stored, and whether this field can be used to pass data. The answer is that users of the Marqeta platform typically store metadata at the user l...
Are you building an application that relies on a third-party service? If so, how does your application know when updates occur on that service? Let’s say you have an application which manages a user’s social media account. How can the application kno...
For most programs, the threshold for swapping to a new BIN range is 95% utilization. However, based on the PAN burn rate and timing, the decision to swap can be made as low as at ~90%. A warning is sent out before the 95% threshold is reached to ens...
We sometimes get questions about how a card number (PAN) is chosen when creating cards. Here are a few details: As part of card creation, a PAN is randomly generated within a program’s assigned BIN range. If that PAN is unavailable for any reason, a...
To find the decline message via webhook response look for the response code and memo. Check for the user, card, or transaction token to link the decline back to your system. Restricted Auth Example: }, "issuer_interchange_amount" : 0, "currenc...
We've put together resolutions for common decline codes in the table below. Code Definition Resolution 1001 Card Expired Issue new card. To view Expiration via API- use “expiration” field /cards endpoint. Via Dashboard use “expiration” on ...
What are declines? Declines occur when a card payment cannot be processed, for a variety of different reasons. To begin to troubleshoot it’s important to understand the types of declines and why they occur.HARD DECLINE: Authorizations that are not ap...
